Health Insurance in Greece

Yes! Bear in mind though that the policy we are talking about is the minimum insurance required by Greek Law to gain a Residence Permit.

More comprehensive policies are available, please ask using the Get a Quote form.

Permanent total or partial disability from an accident or illness €15,000 (20% participation by the insured)

Medical expenses from an accident or illness for the outpatient clinics of public hospitals €1,500  (20% participation by the insured)

Extensive hospital care from accident or illness €10,000 (20% participation by the insured)

Death due to Accident €100

Permanent total or partial disability from an accident or illness €15,000 (20% participation by the insured)

Medical expenses from an accident or illness for the outpatient clinics of public hospitals €1,500  (20% participation by the insured)

Extensive hospital care from accident or illness €10,000 (20% participation by the insured)

Insurer pays 80%, insured pays 20%.

No, the policy document is in Greek, but it is accompanied by a stamped and signed Proof of Insurance certificate in English for you.

When you have accepted your quote you will be asked for the following information:

1. First name & surname
2. Fathers first name & surname
3. Date of birth
4. Greek tax number (Not needed if you don't have one!)
5. Passport number
6. Address of your house in Greece
7. Telephone number
8. Nationality
9. Height and weight
10. Has your weight change in recent years?
11. Are you hypertensive or hypotensive?
12. Do you have a natural defect?
13. Have you ever been hospitalized for a serious illness? (If yes, provide the details).
14. Is there any information about your health condition that would prevent the conclusion of the insurance contract?

You will also need to provide a copy of your passport.

You will be receive the IBAN details to pay the insurer direct. Once they have received payment Stavros will send you your policy documents.

I have found the cheapest way to send money from a UK bank to a Greek bank is actually not by bank transfer but by *Transferwise, the rates are much cheaper and funds arrive at their destination within 24 hours.

*This is an affiliate link and I make a few Euros when you have used it, that's if you don't use it already anyway. I suggest that you check it out at the very least as it will save you a few £'s.

That depends if you pay for your AMKA number or not.

You don't need extra insurance if you are paying AMKA on a regular basis because you are contributing financially to the Greek health system, it is similar to our National Insurance and you are entitled to the same health care as a local.

If you have unpaid AMKA and you don't make regular (or any!) contributions then yes, you will need the basic health insurance for the biometric residence permit.

Be sure to ask your lcoal authorities for their confirmation of this when you book your appointment.

Seemingly not! For a Type D Visa the Greek Embassy in the UK is asking for health insurance that covers repatriation. Repatriation is not offered in any Greek health insurance policy, I have asked a few brokers and my own broker has questioned this at the underwriters. Whilst not particularly helpful it makes sense to me, because if you are a resident of Greece then you are home, so why should they send you to another country?

I have heard that it could be enough as long as you have got UK Travel Insurance as well. So, Greek Health Insurance and UK Travel Insurance together covers hospital costs in Greece and repatriation to the UK.

Disclaimer: these are only my personal findings and thoughts!

In a word 'yes'. It is a legal requirement to have basic health insurance to hold a residence permit.

There were some pics on Facebook recently that I have put in to a pdf for you to download. They are pics of the requirements in Greek and English, plus a copy of the application form (don't fill this in to take with you, they will do it at your appointment on their forms, this copy is for info only). I accept no responsibilty for them being correct and you should check with your local authorities regardless of any of the answers you have found here as each case is different! They do appear to be correct though from what I'm seeing on Facebook from people that have had their appointments already.

Update 20th Jan 2020: I had prepared my documents as per the pdf before I phoned to make my appointment in Corfu town today and everything was as I expected except that they did not ask me to bring proof of address. They only asked me where (which area) I live. I will be taking my rent contract regardless though!!!

Anyway, here is the link to the pdf.

This is copy/pasted from one of Admins posts in British in Greece Facebook group:
(I tried to link directly to the post but couldn't, you can find it at the top in the  Group's Announcements)

https://www1.gsis.gr/sgsisapps/eparavolo/public/welcome.htm.
Press the green button at the bottom and when the next page appears put the code 2296 at the top. The type of paravolo will show up automatically. Then you need to fill in your AFM if you have one and your personal details. Then you can either pay by (Greek bank) card and print out the receipt or print out the application but you will still end up at a bank (EDIT by Claire 20th Jan 2020: I'm hearing that the banks are asking for AFM numbers on it but the Post Office are not) to pay. You can also use your taxisnet codes but I'm presuming this category of members can navigate the system without help. EDIT it seems that most people who have gone directly to bank/post office were sent to KEP first to fill out the form.